Investment planning · Early access

You picked the stocks. What are the odds?

Build a plan — your holdings, your target, your timeline — and Peak Invest Pro scores how likely it is to get there. With the evidence behind every holding, and a published record of how accurate that score has actually been.

Read-only by design. It never connects to your brokerage or moves your money.
Your plan · 2026On track
Chance of hitting target
68%
of reaching +12.0% by Dec 31
Your planS&P 500

Poor
−4.1%
Likely
+13.8%
Strong
+31.2%
STYLIZED — SWAP FOR SCREENSHOT

Where this sits

Between a robo-advisor and a chart.

NOT A ROBO

A robo-advisor picks the holdings for you and executes. This doesn't. The plan is yours — your conviction, your reasoning, your brokerage. It only tells you what that plan is worth in probability terms.

NOT A CHART

A charting tool shows you what happened. This one takes a position on what might, across your whole portfolio at once — correlations included, cash included — and tells you the odds you make your number.

WHAT IT IS

A second opinion on a plan you already believe in — one that shows its work and publishes its own accuracy.


How it works

Three steps, then a number.

01 / BUILD
Write the plan down

Capital, a target return, a start and end date, and the tickers you want — with a target price each, or the analyst consensus if you'd rather. Uninvested capital stays explicit as cash, earning the yield you set.

02 / SCORE
Ten thousand futures

Every holding is simulated together rather than one at a time, so correlations count. Out comes the headline probability, a poor/likely/strong range, and a plain-language read on what's actually driving your risk.

03 / OPEN IT UP
See why it thinks so

Open any holding for analyst consensus, volatility, recent news, and value/growth/quality grades scored against its actual sector peers — with the peer count named, so you know how much the grade is worth.

Re-score any time. The odds move as the year plays out — prices update every five minutes during market hours, and the horizon shortens. A plan that was 68% in January is a different plan in August.

Methodology

Anyone can print a percentage.

The question is whether it means anything. So the model was run backwards over sixteen years of real market history — the same scoring code the live app uses, with the clock set to the past and nothing after the cutoff visible to it.

Then: of all the times it said 70%, how often did that actually happen? The gap between predicted and actual is the only honest measure of a forecast, and it is published where users can see it.

READ THE FULL METHODOLOGY
9.9pts
Average gap, predicted vs. actual
9,335
Historical samples tested
16yr
Of market history, no look-ahead

The model runs slightly conservative on purpose. A lower error was reachable by tuning it to the test basket — which would have made the number look better and mean less.


Limits

What it will not do.

Every item here is a deliberate design decision, not a missing feature. They’re on the homepage because you should know them before you sign up, not after.

It never touches your money

No trades, no transfers, no brokerage credentials — ever. You act in your own account, or you don't. It analyses and organises; that is the entire remit.

It never says BUY

On a position you hold it will say keep, trim, sell or watch. It won't tell you to enter one — that needs a fresh argument with its own catalyst and its own break conditions, and that argument has to be yours.

It is not investment advice

Nobody here is your adviser and nothing here is a recommendation regulated as one. The outputs are estimates from a stated model, with the model stated so you can disagree with it.

A probability is not a promise

68% means roughly a third of the time you miss. The range matters more than the headline, and the honest use of this tool is sizing your expectations — not confirming them.

Invite only

Open to a small group right now.

Accounts are being added in waves so the feedback stays useful. Leave an email and you’ll hear when the next one opens.